Our Attorneys Explain Just What is Involved in Filing an Auto Wreck Injury Claim after an Accident in Texas
In theory, if you are the victim in a car accident, you are ideally subjected to a clear and concise claims process that will repair or replace your damaged vehicle. You should be fairly compensated for your injuries and all the damages arising from them. Again – in theory – the claims process is supposed to work like this:
A negligent driver causes a collision with you. You (or your family if you are unable) then contact the negligent driver’s insurance company. That insurance company sends an appraiser to assess the damage to your vehicle. A rental car is cheerfully provided while the investigation and subsequent repairs are conducted. Your vehicle is repaired or given a check in the event of a total loss.
If Texas was a “no-fault” state, that’s exactly how it would work: in-theory. But Texas is not such a state. And this theoretical system seems to work reasonably well when dealing with issues of property damage. Injuries arising from that same wreck? That’s another matter. And the fact that Texas is a no-fault state causes insurance adjusters to rarely follow this protocol when an accident victim is injured. The main reason that it doesn’t always work this way is that insurance companies have a vested interest in paying as little as possible to accident victims. For many years, they have convinced the legislature to see things their way and make it as difficult as possible for vehicle accident victims to recover fair damages in this “at fault” state. Because the law allows them, they put forth a concerted effort to cloud the issue of liability, deny claims outright, drag the process out for many weeks or months, or deliberately (yet legally) sabotage your claim. Their goal is to pay out as little money as possible and drastically reduce the value of your ultimate compensation (if they can’t wiggle out of it altogether). These tactics are common in any vehicle wreck that produces an insurance injury claim.
When a vehicle accident victim is injured, insurance adjusters take a much different approach to the claims process than they do in a typical property-damage-only claim. The adjusters are generally combative and will usually rely on sneaky tricks and tactics to find a technicality by which to deny the claim or pay a significantly reduced amount.
There are many loopholes through which liable drivers and their defense team can scoot-away unpunished. The odds tilt in your favor with an experienced auto accident injury attorney. You need an experienced legal advocate who is also well-heeled at protecting you and your family from the many obstacles that these defendants place in front of you.
The time after being seriously injured in a car accident is often stressful and confusing to the victims and their families. Don’t add to the stress and confusion by letting an inexperienced attorney handle your case or represent yourself when you are unqualified to look out for your or your family’s best interests. We are uniquely qualified and fully prepared to fight for and win the fairest compensation for your total damage claims. If you or someone you know was injured in a car accident, contact an attorney at our Law Offices today at 1(800) 862-1260 (toll-free) for a free consultation and find out how we can help you.